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Mortgage loan starting 9.5



Mortgage loan starting 9.5

A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.

Previously mortgage loans are given by some financial institutions, but today most of the banks provide mortgage loans at various interest rates. Now with the help of Crore Services it's easy to get it in Chennai. We have good relationship with all mortgage loan providing banks in India, so this makes our loan agents to get mortgage loans easily to you.

If the title of your property is clear and without encumbrances, you are the choice for bank.. We will help you get loan from a bank where the rate of interest is lower than personal loan or loan against any security such as shares, gold etc. perhaps, slightly higher than home loan. Interest rate range 10.25 % - 14% per annum.

List of Documents Required.

  1. Xerox of Property Document to be Mortgaged
  2. Last 3 months payslip
  3. Last 6 mnths Salary Cedited Bank Statement.
  4. Pancard Copy.
  5. Aadhar Card Copy.
  6. Appointment Copy /Offer Letter.
  7. Photo.


PROPRIETORSHIP

  1. I-C of Proprietor
    • A. Pan Card & Aadhar Card
    • B. Voter ID/Passport/Driving Licence/Gas BilVSB Account Stmt
    • C. Own House/Office Proof (Power Bill/Sale Deed/Property Tax ) Business Vintage Proof (Oldest Registration Copy)
  2. Business Address Proof
  3. Last 2 Years ITR with Audit Reports
  4. Last 12 Months VAT and GST Returns GST/TAN If any
  5. Last 6 completed months Banking to till date of All Accounts
  6. Last 6 months banking of EMI Clearing Monthwise Sales Report for Last 12 Months All Loans
  7. Welcome letters/ Repayment Schedules


PARTNERSHIP

  1. KYC of Partners with 55% Share
    • A. Pan Card & Aadhar Card
    • B. Voter ID/Passport/Driving Licence/Gas BilVSB Account Stmt
    • C. Own House/Office Proof (Power Bill/Sale Deed/Property Tax)
  2. KYC of the Firm
    • A. Pan Card
    • B.Address Proof (Landline/Bank Statement/Latest Registration)
    • Partnership Deed & Registration (Partnership Firm)
    • Business Vintage Proof (Oldest Registration Copy)
    • Last 2 Years ITR with Audit Reports
    • Last 12 Months VAT & GST Returns
    • GST / TAN If any
    • Last 6 completed months Banking to till date of All Accounts
    • Last 6 months banking of EMI Clearing
    • Monthwise Sales Report for Last 12 Months
    • All Loans Welcome letters/Repayment Schedules


Private Limited Company / Limited Company

  1. 1 KYC of Directors with 55% Shareholding
    • A. Pan Card & Aadhar Card
    • B. Voter ID/Passport/Driving Licence/Gas Bill
    • SB Account Stmt
    • C. Own House/Office Proof (Power Bill/Sale Deed/Property Tax)
  2. KYC of the Firm
    • A. Pan Card
    • B.Address Proof ( Landline/Bank Statement/Latest Registration)
  3. MOA & AOA and Firm Registration
  4. Director's Report for Last 2 Years
  5. Latest Shareholding Pattern on Letter Head
  6. List of Directors on Letter Head
  7. Last 2 Years ITR with Audit Reports
  8. Last 12 Months VAT Returns
  9. GST / TAN If any
  10. Last 6 completed months Banking to till date of All Accounts
  11. Last 6 months banking of EMI Clearing
  12. Monthwise Sales Report for Last 12 Months
  13. All Loans Welcome letters / Repayment Schedules


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