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Housing Loan



Housing Loan

Have you planned your dream house and looking for housing loan, then We will arrange home loans from banks at best interest rate. You will find many features and benefits with Perfect finance solution that will save you money and help protect your investment for your family. Our loan agents can help you in finding the best bank for home loan that suits your requirements. Perfect finance solution have good relation with all home loan providing banks, so that we can easily arrange home loans faster and at lesser documents. And the most important point you should know about each and every term related with home loans before applying. So it is always advisable to consult a home loan expert like Perfect finance solution before applying for a home loan or purchasing a property. We have separate team for home loan which gives needed information on interest rates and documents.

Type of home loans:

    1. Home purchase loan
    2. Home improvement loan
    3. Home extension loan
    4. Home conversion loan
    5. Bridge loan
    6. Home construction loan
    7. Land purchase loan
List of Documents Required.
  1. Last 3 months payslip
  2. Last 6 mnths Salary Cedited Bank Statement.
  3. Pancard Copy.
  4. Aadhar Card Copy.
  5. Appointment Copy /Offer Letter.
  6. Photo.
PROPRIETORSHIP
  1. I-C of Proprietor
    • A. Pan Card & Aadhar Card
    • B. Voter ID/Passport/Driving Licence/Gas BilVSB Account Stmt
    • C. Own House/Office Proof (Power Bill/Sale Deed/Property Tax ) Business Vintage Proof (Oldest Registration Copy)
  2. Business Address Proof
  3. Last 2 Years ITR with Audit Reports
  4. Last 12 Months VAT and GST Returns GST/TAN If any
  5. Last 6 completed months Banking to till date of All Accounts
  6. Last 6 months banking of EMI Clearing Monthwise Sales Report for Last 12 Months All Loans
  7. Welcome letters/ Repayment Schedules
PROPRIETORSHIP

  1. KYC of Partners with 55% Share
    • A. Pan Card & Aadhar Card
    • B. Voter ID/Passport/Driving Licence/Gas BilVSB Account Stmt
    • C. Own House/Office Proof (Power Bill/Sale Deed/Property Tax)
  2. KYC of the Firm
      A. Pan Card B.Address Proof (Landline/Bank Statement/Latest Registration)
    1. Partnership Deed & Registration (Partnership Firm)
    2. Business Vintage Proof (Oldest Registration Copy)
    3. Last 2 Years ITR with Audit Reports
    4. Last 12 Months VAT & GST Returns
    5. GST / TAN If any
    6. Last 6 completed months Banking to till date of All Accounts
    7. Last 6 months banking of EMI Clearing
    8. Monthwise Sales Report for Last 12 Months
    9. All Loans Welcome letters/Repayment Schedules
    PROPRIETORSHIP

    1. 1 KYC of Directors with 55% Shareholding
      • A. Pan Card & Aadhar Card
      • B. Voter ID/Passport/Driving Licence/Gas Bill
      • SB Account Stmt
      • C. Own House/Office Proof (Power Bill/Sale Deed/Property Tax)
    2. KYC of the Firm
      • A. Pan Card
      • B.Address Proof ( Landline/Bank Statement/Latest Registration)
    3. MOA & AOA and Firm Registration
    4. Director's Report for Last 2 Years
    5. Latest Shareholding Pattern on Letter Head
    6. List of Directors on Letter Head
    7. Last 2 Years ITR with Audit Reports
    8. Last 12 Months VAT Returns
    9. GST / TAN If any
    10. Last 6 completed months Banking to till date of All Accounts
    11. Last 6 months banking of EMI Clearing
    12. Monthwise Sales Report for Last 12 Months
    13. All Loans Welcome letters / Repayment Schedules




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